Mortgage And Credit Card Companies Under The Spotlight

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For the first time since May 1996 reports have indicated that wage increases have risen faster than house price inflation. According to Nationwide, "The overall picture remains one of a gently softening market".

The signs indicate that the housing market activity is finally starting to pick up, with estate agents reporting that buyers have begun returning to the market and sellers are more willing to negotiate on prices, however transaction levels are still reported to be low compared with last year. This represents good news for buyers looking to get a property, however it stands in stark contrast to findings from the Council of Mortgage Lenders (CML) ( http://www.cml.org.uk/
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